Equity Premium Puzzle Essay Example | Topics and Well Written Essays - 2750 words

Value Premium Puzzle - Essay Example Value premium is intended to pad stock financial specialists against the danger of losing their speculation portfolios (Siegel and Thaler, 1997, p. 195). Be that as it may, varieties in gain between government bonds and stocks are very huge but then government bonds likewise bear some hazard particularly the hazard related with expansion (Ben-Haim, 2006). Individuals put away their cash to profit by the addition in the estimation of their benefits. Be that as it may, numerous individuals keep on putting resources into government bonds where there is such little addition than in stock. This has come about to an issue to the market analysts who have been not able to comprehend why numerous individuals despite everything incline toward government securities regardless of the colossal returns in stocks when contrasted with securities (Siegel and Thaler, 1997, p. 192). The venture choice is affected b saw chance, investors’ capacity to hold up under hazard, speculation period, spec ulator fulfillment and utility conduct. As expressed before value premium is the distinction in gains among stocks and hazard free resources, for example, governments’ bond or security bills. The administration securities are accepted to tolerate no hazard while normal stocks are evaluated as the most unsafe endeavor (Glyn, 2006, p.153). Because of this view of hazard, numerous individuals select to put their cash in government protections where they have ensure for little gains instead of putting resources into stocks with prospect for tremendous gains however bearing huge hazard. Value premiums are intended to shield financial specialists against tremendous danger related with the apparent misfortune on interest in the stocks (Siegel and Thaler, 1997, p. 195). This variety is too colossal consequently business analysts have never come into accord with regards to why individuals keep on putting resources into government securities which typically have low yields thought abou t the stocks. The financial specialists have expected that speculators must have enormous hazard sidestepping disposition (Ben-Haim, 2006). This is on the grounds that in the genuine sense individuals would put resources into stocks which have higher likelihood for enormous returns than gains in bonds esteem. Nonetheless, since individuals would need to avoid danger of any structure, they pick to put resources into bonds where they have a superior opportunity to pick up than in stocks. The market analysts have likewise questioned whether stocks genuinely bear any value premium, and whether the genuine addition from the venture uncover esteem proportional to the value premium (Siegel and Thaler, 1997, p. 193). On the off chance that this is valid, at that point what causes financial specialists to neglect to put resources into stocks which bear massive value hazard premiums? The investors’ choices on what type portfolio they should buy are either impacted by close to home fact ors or market factors (Ben-Haim, 2006). This has additionally raised worry over the presence of value premium riddle. In Siegel and Thaler (1997, p. 193), the issue with respect to the investor’s choices must be a matter of individual taste and inclination which can't be impacted by the economic situations. This distinction in gains between chance free bonds and stocks ventures is clarified by financial specialists utilizing monetary measuring stick imitation (Siegel and Thaler, 1997, p. 192). To decide this variety financial experts use â€Å"standard harmony model† in which the individual’s readiness to use assets shift starting with one period then onto the next, when the hazard discouragement demeanor stays unaffected The check utilized in this methodology is the similar hazard prevention factor named A. In this manner, the speculation was that a decrease in utility by 1% should outcome to an expansion in peripheral estimation of the salary of the

Political perspective on employees performance

The administrator helps the office or group the individual is prompting explain their objectives and strategic well as ways to deal with accomplishing their points. The person in question assists with forming the shared objectives and approaches of the group. Accordingly, the individual forms certainty and responsibility to the group and each person in the team.Advertising We will compose a custom report test on Political point of view on employees’ execution explicitly for you for just $16.05 $11/page Learn More Supervisors engage colleagues critical thinking, specialized, cooperation, useful, relational just as dynamic abilities. They have the force and the capacity to control powers inside the group or office towards regular bearing or goal. The political point of view accept that an association is a political field which contains narrow minded objectives, duplicity just as in-battling. Hence, they generally control, push just as deal to propel their own advantages just as the interests of their groups or divisions (Katzenbach Smith, 2003). They can consequently effectively persuade others, particularly their subordinates, to accomplish the ideal outcomes. This may some of the time include duplicity strategies or narrow minded acts despite the fact that the director may do that to support the association. The individual in question is the promoter of the association and establishments activities plans and projects which are in accordance with the association objectives. A few strategies applied by the administrators could incorporate keeping the objectives adaptable just as controlling the channels of impact to accomplish the ideal outcome. They may likewise propel their plans calmly to accomplish the decided points. The boss is in direct contact with the laborers and answerable for overseeing execution inside the offices or association. In this way, the person in question can generally research the reason for execution issues that exist inside the wo rking environment, division or association. They additionally concentrate on the reason for the presentation issue. From that point, the chiefs can create activity intends to conquer the issue and accomplish the outcomes. The activity plan incorporates enabling specialists to discover an answer for the issue or devise an option in contrast to the issue. Managers give direct correspondence to laborers about the objectives of each undertaking which are consistently in accordance with those of the association. Chiefs are liable for defining objectives for each errand or for the specific office. This can be accomplished viably by fusing the subordinates inside the division in defining the objectives of the errand or the department.Advertising Looking for report on business financial matters? How about we check whether we can support you! Get your first paper with 15% OFF Learn More After defining the objectives, the boss imparts the objectives to the representatives and sets up techniqu es which guarantee that the objectives will be achieved. The person in question gives input to laborers on whether the objectives are being accomplished or not. The director conducts execution evaluations normally and surveys worker execution to empower the person in question to impart what the representative can do to improve their presentation. In addition, chiefs are answerable for imparting solid authoritative societies in representatives by conveying their objectives and thoughts regarding the work to representatives. Solid societies support responsibility, adaptability just as versatility among the laborers (De Silva, 2010). The job of chief as mentor and asset coordination Supervisor as a mentor gives preparing and advancing of the workers. The individual in question guarantees that new individuals from staff in their area of expertise and the association in general are arranged to the undertakings appointed. Bosses create preparing plans with the staff to guarantee that repr esentatives procure the fundamental ability in playing out their employments. They work with the staff/subordinates to set appropriate objectives, courses of events just as activity plans. They are likewise answerable for assigning obligations and offering help and direction to the representatives on the most proficient method to approach the activity. Since managers are the ones answerable for administering just as watching their units, they have the obligation of guaranteeing that assets are accessible to workers. They need to arrange and assist with making sure about assets for their areas of expertise or groups so as to keep up work process in the division. This empowers administrators to obtain and accomplish collaboration from the group just as individual inside and outside the association (Byham, Wellins Wilson, 1991). As chiefs inside the office, directors assign assets and decide how the constrained assets are conveyed inside the undertakings in the office to accomplish gre atest viability inside the team.Advertising We will compose a custom report test on Political point of view on employees’ execution explicitly for you for just $16.05 $11/page Learn More Supervisors likewise need to enable their subordinates to recognize activity plans which empower them to take care of their exhibition issues. They are accountable for the creation procedure and liable for the items until they leave the creation zone to the market. This implies they bring to the table extra preparing or help representatives to devise activity plans which improve their exhibition, and consequently, nature of the item or administration. They are to help representatives who experience execution issues which need restorative activities and cause them to do what the workers seek to accomplish. The director needs to enable the worker to actualize the activity plan effectively. Helping representatives distinguish and execute activity plans spurs the staff takes out the chance of low quality items and gives workers trust in their occupations. They additionally create trust and trust in the manager. Measurements of execution Performance measurements are measures for assessing representatives. They are all around applied to workers inside the association. Along these lines, they are those attributes or things that a worker needs to show to be viable in the association or work environment. The person in question speaks to information just as aptitudes which are vital for the accomplishment of the association. This incorporates basic perspectives inside an employee’s jobs in the association. They are ordinarily hierarchically engaged and not work centered. Execution measurements are normally remembered for each employee’s execution plan. As per Sanderson and Urwin (2002), execution measurements are intended to look at skills of individual representatives. A portion of the measurements for estimating capabilities of representatives incorporate deciding the employee’s verbal/nonverbal correspondence capacities/aptitudes, relationship abilities, authoritative aptitudes, morals and honesty, dynamic and diagnostic abilities, objectivity, administration and activity abilities just as adaptability and adaptability.Advertising Searching for report on business financial matters? How about we check whether we can support you! Get your first paper with 15% OFF Find out More They additionally incorporate looking at the employee’s use of the organization’s strategies, norms just as methodology. Be that as it may, the measurements may change from association to association contingent upon the segment in which the association works in just as its vision and objectives. Supreme judgment scale Advantages of outright judgment scale Absolute judgment scale can be used in assessment of reactions which don't have physical quantifiable things or attributes. This causes it to be a fitting apparatus for directing execution evaluation of employees’ execution measurements which can not be measured. As indicated by Helson (1954), the strategy doesn't require direct examination of factors and norms. Assessment is finished by playing out a weighted geometric mean of the present and past conduct or trademark. The decisions are consequently founded on relative rating scale, for example, low, medium and high. The total classes offer reasonable circulati on of evaluation attributes over a scope of upgrades being used. Likewise, total judgment scale can be utilized to direct execution examinations for gatherings or offices since it permits specialists or a group of supervisors to talk about and go to an accord. Disservices of the outright judgment scale at times, the supreme judgment scale brings about a slanted recurrence circulation bend where the power of decisions is put at the upper finish of the scale. It implies that it is dependent upon relative judgment by the individual doing the examination/assessment. In addition, the decisions are additionally comparative with the standard of reference received by the association. Decisions are now and then impacted by the relative time-blunder in that the individual or board playing out the assessment may make their decisions dependent on the past qualities or conduct of the worker. Decisions could likewise be influenced by singular inclination by the individual directing the assessment . In this manner, the certainty/exactness level of outright judgment scale might be low at times, and moreover, the decisions can not be measured. Reference List Byham, W., Wellins, R., Wilson, J. (1991). Engaged groups: Creating self-coordinated work bunches that improve quality, efficiency, and cooperation. New Jersey: Jossey-Bass. De Silva, S. R. (2010). Human asset the board, modern relations and accomplishing the executives destinations. Web. Helson, H. (1954). The utilization of relative scales for the assessment of mental information. The American Journal of Psychology, 67(2), 321. Katzenbach, J. R., Smith, D. K. (2003). The shrewdness of groups: Creating the superior association. New York: Harper Business Essentials. Sanderson, M., Urwin, C. (2002). An exhibition measurement way to deal with capability. Web. This report on Political perspect

How to Become a Good Essay Writer - The First Step to Writing Great Essays

How to Become a Good Essay Writer - The First Step to Writing Great EssaysWhen it comes to learning how to become a good essay writer, the best thing you can do is take what you've learned and apply it. So don't worry about writing the perfect essay.Although it is extremely difficult to be a successful essay writer, there are many steps that you can take to make your writing process more efficient. Even if you have not had any formal writing experience, there are many tips and techniques that can be applied to your writing that will make you a better writer. If you learn how to become a good essay writer through these guides and techniques, you can be certain that you will be on your way to writing great essays every time.The first step in how to become a good essay writer is knowing your subject well. You need to know the topic or subject well before you begin writing, as it is important to know the area of study before you begin writing. Even if you are writing about something that you already know about, it's still a good idea to learn about the topic before you start writing your essay.Knowing your topic is vital in learning how to become a good essay writer. This way, you can avoid overusing specific terms that may make it difficult for readers to follow your essay. And even if your topic is completely random, you can still make your essay seems more professional by being aware of how to write an essay.Another step in how to become a good essay writer is to have a specific point of view. Some people choose to use a variety of points of view when they write their essays. While others prefer to stick with just one point of view or viewpoint throughout the course of their writing.One way to determine which one you should be using is to read your essay over again. Pay attention to what is said, what is left out, and try to figure out what your reader is trying to get across. By having an idea of what you hope to accomplish from your essay, you will be able to choose a single point of view or viewpoint that will help to make the essay flow smoothly and logically.In addition to having a specific point of view, another way to learn how to become a good essay writer is to choose your words carefully. Words are powerful tools in your essay. Words that are used incorrectly can greatly affect the way your reader will interpret your essay.By carefully choosing your words and understanding the difference between proper and improper usage of words, you can easily learn how to become a good essay writer. Once you learn how to write an essay, you can easily take your writing skills to the next level by applying what you have learned in the writing process.

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The Philosophies of Alexander Hamilton and Thomas...

Preface The argument between Federalists and Anti-Federalists might seem long gone to American citizens, but still their philosophical foundations shape the teams, scope and size of the battlefield. These philosophies go back to two lone men, Alexander Hamilton and Thomas Jefferson. Both fought aggressively for a government based on their ideas, and both did make portions of the now-standing American government. This essay will outline the political, social and economic philosophies of both men, how their philosophies influenced the government today, and a closing opinion. Politics The political standings of Hamilton and Jefferson were the foundation and beginning of their lifelong arguments and disagreements. Hamilton was the leader†¦show more content†¦Jefferson didnt like high taxes, tariffs, regulations or even a national bank. These were all in violation of the kind of society and government he wished to see. Jefferson believed in a utopia where all people would be self-sufficient farmers and have their own property, and a small government would be used to do the minimal amount of work needed to keep the peace. Therefore, an economic system was practically nonexistent. Alexander Hamilton, though, worked for a more complex economic system. He planned out a national debt, public credit, a national bank and a plan to pay off the debts the nation had accrued. He advocated to accept the old debts of the Articles of Confederation, war debts, and state debts under his economic policy because it gives the government some legitimacy, and it allows for the government to obtain credit from other countries easily. To Alexander Hamilton, that was just a small part of economics though. He needed to fund the government, and so he was willing to do so via tariffs, taxes, and bonds. This plan just called upon the clearing of the national debt, and didnt even cover the vast amounts of commerce and mercantilism that he hoped would emulate England. Social The social philosophies were not as complicated, since they would be a direct product of the economy. Its evident that Jeffersons society would be small and simple, where all people would beShow MoreRelatedThe Politics Of The United States868 Words   |  4 Pageswhere you find yourself in the chain of power you dare not disobey them. The history of the current government philosophy would shock many, as two political colleagues who propounded several theories still followed word for word till date, were torn apart by their different political structural views. Popularly known as the rivalry that forged a nation, the battle between Jefferson and Hamilton. When George Washington gave his farewell address (1796) he warned that the creation of political factionsRead MoreComparison Of Alexander Hamilton And Thomas Jefferson1213 Words   |  5 PagesAlexander Hamilton and Thomas Jefferson were key Founding Fathers of America who contributed to its freedom and independence. Both me n were influential leaders of their time whose visions for the future of the country were clearly contrasting. Hamilton believed for a strong federal government and an economy based on banking. While Jefferson desired for a nation to be controlled by the states and its people. Their competing visions for the United States are still in debate until this day. AlthoughRead More The Impact on America of Alexander Hamilton and Thomas Jefferson615 Words   |  3 PagesAmerica of Alexander Hamilton and Thomas Jefferson Thomas Jefferson and Alexander Hamilton were completely at odds in their vision on how America was to develop. Hamilton wanted to concentrate power in a centralized federal government with limited access and Jefferson wished to diffuse it among all the eligible freemen of the time. Alexander Hamilton feared anarchy and distrusted popular rule while Jefferson feared tyranny and thought in terms of liberty and freedom. Thomas Jefferson was anRead MoreEssay on Thomas Jefferson and Alexander Hamilton655 Words   |  3 Pagesinvolved in the establishment of the government, the laws regulating states and people, and individual rights in the construction of the United States of America. Two men stand out as instrumental to our founding principles: Thomas Jefferson and Alexander Hamilton. Thomas Jefferson was an educated, articulate and accomplished man from a well-respected family. He had a great understanding of farming and of the relationship between man and his environment, working diligently to balance the two for theRead MoreFounding Brothers : The Revolutionary Generation903 Words   |  4 Pagesof the early United States. They are George Washington, John Adams, Thomas Jefferson, Alexander Hamilton, James Madison, Benjamin Franklin, and Aaron Burr. Joseph Ellis has depicted these founding brothers – or founding fathers - in their efforts to lay the republic’s foundation of the most liberal nation – states in the history of Western Civilization. The first story is the duel between Aaron Burr and Alexander Hamilton. Hamilton was wounded and died on the next day, but Aaron’s political careerRead MoreCritique of Jefferson and Hamilton Essay558 Words   |  3 Pagespolitics should work. Thomas Jefferson wanted an economy based on small family owned farms, while Hamilton on the other hand wanted to manufacturer and produce as much as possible in factories. Both of their plans for the economy have many strong points, but they also have some weak points. Many small towns and families make their living off of their family farms. Yes, this may be a great way of living for these families, but would it really be able to support a nation? Thomas Jeffersons idea ofRead MoreThe Framers And The Constitution2216 Words   |  9 PagesConstitution with the original intent that the philosophy of interpreting it would be strict. They wanted to clearly state exactly how the government will be set up and how the powers of it will be evenly distributed. If the framers were going to make a document that completes so many great objectives and perfects the flaws of the Articles of Confederation, why would they want the people who read the Constitution to interpret it loosely? Such a philosophy would defeat the purpose of writing a ConstitutionRead MoreHamiltonian vs Jeffersonian Democracies5550 Words   |  23 PagesFederalist and the Democratic Republican parties, respectively. The Federalists, led by Alexander Hamilton, advocated the importance of a strong central government in leading the country forward, while the Democratic Republicans, led by Thomas Jefferson, promoted increasing the common man’s role in government. Although both political parties had good intentions for the future of the United States, the Federalist Party was much more effective at uniting the American people, avoiding domestic factionRead MoreHamilton vs. Jefferson: Political Philosophies of the 1800s1120 Words   |  5 PagesTwo competing political philosophies have always existed throughout the United States’ relatively short history: one seeking to increase the power of the central government, and one seeking to decrease it. During the 1800s these two conflicting philosophies were acted out by the Federalist and the Democratic Republican parties, respectively. The Federalists, led by Alexander Hamilton, advocated the importance of a strong central government in leading the country forward, while the Democratic RepublicansRead MoreThe Vision For Americ A Country Divided978 Words   |  4 PagesFederalists, those who saw the need for a strong national government to stabilize the economy and unify the existing states. The Jeffersonians were led by Thomas Jefferson, the founding father known for composing the Declaration of Independence. He believed the United States were simply individual states that were united. Men such as Jefferson, and James Madison were opponents of a strong central government. They represented the small, agrarian citizens mainly in the South. They had rebelled and

Marketing Marketing Orientation Of Boots - 3697 Words

EXECUTIVE SUMMARY: Marketing is the process of selling of goods and services to the real customers. We conduct an assignment based on marketing orientation of Boots. The assignment consists of four parts. The first part discusses the basic concept and the method of marketing orientation of Boots. Then second part represents the various treatments of segmentation, positioning and targeting. The third part consists of the marketing mix and its basic components. And the last part discusses about the application of the elements of marketing mix in different situations. TABLES OF THE CONTENTS PAGE NUMBER PAGE Introduction 4 Part-1: The different operations and concept of marketing 4 1.1: Components of processing of marketing 4 1.2: Advantages and disadvantages of marketing orientation of Boots 5 Part-2: Various treatments of segmentation, positioning and targeting 5 2.1: The distinction of micro and macro environmental forces on marketing decisions 5 2.2: The characteristics of segmentation used in various markets 6 2.3: The targeting strategy for Boots 7 2.4: The influence of Buyer’s behavior on marketing process in various buying situations 8 2.5: A new position for Boots 8 Part-3: The basic elements of extended marketing mix 9 3.1: The methods of developing to conduct in competitive situation 9 3.2: The arrangement of distribution for customer satisfaction 9 3.3: The methods of priceShow MoreRelatedEssay about Marketing Myopia779 Words   |  4 Pagesï » ¿Marketing Myopia:   Marketing Myopia suggests that businesses will do better in the end if they concentrate on meeting customers’ needs rather than on selling products. 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Many sources often describe the marketing mix as a recipe used in developing a viable marketing strategy, with each ingredient being used different ways and at different times based on the product or service one is trying to market. This paper will utilize three sources to describe the elements of the marketing mix. It will also describeRead MoreThe Various Elements of Marketing3192 Words   |  13 PagesDefinition of Marketing is, â€Å"Marketing is the management process responsible for identifying, anticipating and satisfying customer requirements profitably.† – CIM Definition. Definition of Marketing Process is, â€Å"Business function and management skills. It requires planning, analysing, resource allocation, control and investment, skilled workers and other physical resources† – Edexcel Business study guide. Therefore, the various elements of marketing is the Boots Marketing Mix. 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First of all, the operators must be aware of their target market and what kind of product they intend to provide to their target customers. And the next step is to make a decision about what kind of relationship do the operators intend to form with their customers or suppliers. Thirdly, in order to createRead MoreMba, Managing Markets - Boots Plc4106 Words   |  17 PagesBoots PLC Contents:- Introduction to the assignment Main topics of discussion:-  · Market entry strategies, focusing on joint ventures/strategic alliances  · Elements of globalisation  · Marketing issues a company should consider in a global context Conclusion Appendices:-  · Appendix 1 Ââ€" SWOT analysis of Boots PLC  · Appendix 2 - PEST analysis of Japan Introduction The aim of this paper is to provide a detailed and critical analysis of the market and industry factorsRead MoreBurton Snowboards1435 Words   |  6 Pageseverything they need for the experience: lift tickets, instructions, bus transportations and head-to-toe gear. Burton Snowboards use market orientation for its marketing strategy A market orientated company is one that organizes its activities, products and services around the needs and requirements of its customers. Burton Snowboards use market orientation because it is Customer focused. Jake Burton creates Burton Snowboards for the love of the sport. He practically invented snowboarding and transforms

The Pros and Cons of Hunting free essay sample

In todays world, the pros and cons of hunting may not be apparently clear, as hunting for sustenance has largely given way to hunting for sport. Even so, hunting still plays in an important role in the environment. But at what cost? Lets take a look at some of the positives and negatives of hunting. The Cons Of Hunting One glaring negative of hunting for sport is over hunting. This occurs when hunters kill too many of a species, threatening their survival. This is not much of an issue today, at least in the US, as regulations prevent the hunting of endangered animals. However, in the not-so-distant past, some species were hunted to near extinction, like the American Buffalo. The cougar was also locally exterminated in most areas of the country to protect livestock. However, the elimination of such an apex predator led to explosions in the deer population. We will write a custom essay sample on The Pros and Cons of Hunting or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The Positives Of Hunting Hunting is a great outdoor experience providing fresh air and plenty of exercise. An experienced hunter is knowledgeable about nature and wildlife. Hunting is also an important survival skill to have if you ever find yourself stranded in the wild. It wasnt that long ago when humans had to hunt to survive. Guided hunting or hunting in groups also provides for good bonding and social experiences. Hunting also leads to animal population control. Although some predators have been eliminated, today that role is being filled by man who enjoys hunting deer for sport. Therefore, the hunting is necessary to restore natures balance. Although rare, inevitably there are going to be hunting accidents. Most of these are caused when hunters mistake other hunters for prey. It is important to exercise safe hunting practices and wear proper clothing to identify yourself to other hunters to avoid injury or death. When done right and for the right reasons, hunting can be a safe, fun and valuable activity. Once youve familiarized yourself with the pros and cons of hunting, its up to you to decide where you stand.

20 Writing Mistakes Even Native Speakers Make

Writing is not a very easy task and requires immense learning and practice. If you are a writer by profession and make mistakes quite often, do not worry because there are certain grammatical mistakes that even native speakers make. Following are 20 most common mistakes that almost everyone make: Me and I The use of ‘me’ and ‘I’ in any sentence could be mistaken quite often. Both of these words are correct to use but you have to recognize which one fits well in the sentence. ‘Alex and me are going out for dinner’ is incorrect but ‘Alex and I are going out for dinner’ fits well so you can recognize this by reading it. Lose and loose The difference between both is that lose is a verb which expresses the loss of something while loose is an adjective which means released from attachment or not bounded together. While a few writers mistakenly add an extra ‘o’, majority confuse both the words and so here is the difference between both. Its and it’s Both are correct in their own context but writing experts suggests people to avoid the latter because of being categorized as a slang word. ‘It’s’ is a short form of it is which is to be used in a different manner from its. In simpler words, ‘its’ is a possessive pronoun! There, their and they’re Many writers unintentionally confuse these three words for each other which is not a flaw within you. There is an adverb, there is a possessive pronoun and they’re is simply a short form of they are. Whose and who’s The former is a possessive form of who while the latter is a short form of who is so you must keep this in mind. Students are often aware of this difference but still forget when it is time to apply. Your vs. You’re Your is a possessive pronoun and is used formally in almost every formal situation while you’re is a slang of you are. While in a hurry, people might interchange these terms with one another. Write and right As a college student, you must be aware of the differences between the two terms but confusing these words is common when in hurry. Write is a verb and right is an adjective so make sure you use them wisely in your writing. Effect and affect Former is a noun which means a result while latter is a verb which means to act on. Accept and except Accept is a verb which means to take or receive while except is a preposition which means excluding. Gone and went Gone is the past participle while went is the past tense of ‘to go’. Comma splice You must have made a mistake when two independent clauses are linked with only a comma in between which violates the rules of English. Hear and Here Here is an adverb while hear is verb so use both of these similar words carefully when writing. Irregardless and regardless A common mistake that some native speakers even made was the use of irregardless instead of regardless. Irregardless is not any word in the dictionary! Plural form and apostrophe Students often use the apostrophe in an incorrect manner due to which a word does not changes into plural. For example, a lot of cats instead of ‘a lot of cat’s’ can define this point. Use of prepositions inappropriately Another mistake that even native speakers make is the use of prepositions incorrectly, Dangling participle A mistake that can completely change the meaning and flow of your writing is dangling participle. Two, too and to With to as a preposition, too as an adverb and two as Noun, students often mistake one of these words with the people. Then and than Then is an adverb which means immediately or soon afterwards while than is used after comparative adjectives. Were, where and we’re Were is a past tense of ‘to be’, where is an adverb while we’re is a short form of we are. Could have and could of A common argument that remains between native speakers and foreigners is that could of is very close to could have so they confuse both.

Medical Insurance Essays - Types Of Insurance, Free Essays

Medical Insurance Essays - Types Of Insurance, Free Essays Medical Insurance MEDICAL INSURANCE IS NON-BENIFICIAL The initial idea of medical insurance should have been a good idea as a way of helping Americans afford medical bills in a case of emergency or just routine physicals and check-ups. A lot of lower class Americans could not afford the treatment and would therefore go without medical attention in both of these cases. In cases of emergency, they would usually be put in to collection because they could not pay the bills after the treatment. The government decided to set a plan to have humans insured, just like automobiles, to supposedly make medical treatment available to all people - high, middle, or low class. This should have been a good idea...however, I believe that it has only made things less affordable. By making this plan for insurance on human health, the insurance agencies are making trillions upon trillions of dollars on people who would usually skip going to the doctor for a common cold. Initially, the insurance policies were made to help in emergency situations for people who had a broken a leg, or had to have major surgery and could not afford the price of high-technology treatment. The insurance would have made the customer pay about fifty dollars a month out of theyre hard-earned money whether they were going to use it or not, for medical treatment. Still, the insurance did not cover all of the expenses even though the customer is shelling out thousands of dollars, sometimes for nothing. It is just another way for a large insurance business to make people believe that they need to insure their own health, like they were a possession or an item. Now people are paying for insurance that they seldom use, but feel better because the business has made them believe that they cannot and will not live without medical insurance. Another bad result of medical insurance is that it has turned the entire field of medicine in to a financial playground of human life. Doctors are supposed to treat all patients equally, as opposed to treating only those with insurance first, no matter what the circumstance. People who cannot afford health insurance or are not offered the option by their jobs are usually facing the problems of the prices that are now raised as a result of the entire insurance idea. Not only is health insurance making the doctors care less about their patients, it is also raising the prices higher on already outrageous medical bills. In conclusion, I believe that the medical insurance idea is argumentive, because there are a lot of repercussions that people may or may not have thought about. The insurance companies are benifiting immensely, but are we? The prices of medical treatments are rising, the doctors attention to actual patients as opposed to who has insurance is diminishing, and less people are benefiting from health insurance. I do not think that medical insurance should have been proposed in the first place. I do admit that it should have been a benifit to Americans, but I have yet to see everyone benifit as innitialy planned.

Management Control Systems Term Paper Example | Topics and Well Written Essays - 1250 words

Management Control Systems - Term Paper Example According to Bedford (2006), different MCS components represent a package if they function jointly with the purpose of attaining organisational outcomes. Following this line of discussion, it is further stated that if the links between the control system components (for instance, financial plan and organisation’s traditions) are not sufficient, then the system may not execute its planned functions. That is, the MCS may be unsuccessful to control behaviour in the anticipated manner (Macintosh & Quattrone, 2010, p. 41). Management control systems (MCS) facilitate businesses to raise the possibility that workers take decisions and actions that are in the businesses' best interest. There are a number of management control components or systems, for instance, accounting controls or non-accounting controls such as conduct and clan controls. Management control components or systems do not function independently, but might connect and influence one another. This notion of MCS function ing as a package has been there for decades pursued by calls to evaluate this feature. The complexity in evaluating particular constituents of MCS individually from other organisational controls is the chance for severe under-specification. Hence, it is essential to know the way arrangements of controls can be united to go well with the specific situation of the organisation. The term package indicates to several MCS being used within businesses that can either be purposely planned or synchronized or not. In the first instance, the complete system could be known as a MCS. The second case portrays a condition within which the various operational MCS are not synchronized deliberately such as due to the design and execution by diverse organisational divisions, and should not be considered as single system but instead as a package of systems. â€Å"Thus, the term ‘MCS package’ leaves open the questions whether and how its management control elements or MCS are coordinatedà ¢â‚¬  (Macintosh & Quattrone, 2010, p. 63). Regardless of its justifiable position within management control study, contingency theoretic approach has developed on organisational eventuality presumption. Organisational issues have described management accounting as well as control systems existence and aim, but the results have stayed somewhat disjointed. This is perhaps because earlier contingent issues - that is, the management control systems further than what is studied - have an effect on the central MCS more than isolated organisational traits and factors. Thus, package approach to MCS has chance to create a contingency presumption of management accounting. As a general notion, a management control systems (MCS) package is a group or set of controls as well as control systems. The individual control systems may be extra conventional accounting controls, for instance, finances and financial measures, or organisational controls, for instance, organisation structure and governan ce systems, together with more socially based controls like principles and traditions. The structure of Malmi and Brown (2008) contain five separate control components: planning, cybernetic, reward and compensation, administrative and cultural controls. Planning controls have two special control systems that are ‘long range planning’ and ‘action planning’. Long range planning usually has a further strategic concentration while action planning has a tactical concentration. The component of planning control has a number of special roles. They create the objectives that facilitate in directing effort as well as activities within an organisation. They as well facilitate correspondence by supporting objectives

Discussion 1 Essay Example | Topics and Well Written Essays - 250 words - 2

Discussion 1 - Essay Example It would also involve gathering of insects, eggs or even hunting birds and animals (Andersen & Taylor, 2011). These activities require women to have sophisticated knowledge on trapping skills, fishing and even root and tuber searching. Tools such as digging sticks, bows, knives and fishing nets are used in the activities mentioned above. Women are also involved in cultivation of crops such as tubers, roots and even grains in gardens using ordinary hand tools such as hoes. The status of women has been impacted negatively because they are not empowered. In the societies above, women are required to stay close to their homes to take care of the children. They are required to bear children and work hard to provide for them. Therefore, they stay around homesteads and dig in the gardens around them. In this context, the women are home makers and cannot explore distant areas like their male counterparts. This situation has made women be left out in contributing to economic development within the foraging and horticultural based societies. This has resulted to women spending much of their time in gathering, hunting and taking care of the family. The situation above is being experienced in developing countries such as those within Asia. In such societies, women would even bear many children so that food procurement becomes easy because such a step would increase the labor force. On the other hand, their American counterparts contribute to economic development of their nation. In fact, most of them spend most of their time working and would even earn more than their husbands. Here, women have fewer children that they can easily manage, and this allows them to focus on their careers. To the American women, food is not a problem, and they do not spend much time in accessing it. In such societies, processed food is used, and it requires them to buy it, and present it for consumption. This brings out the difference between

Reflections on the Black Race Essay Example for Free

Reflections on the Black Race Essay That the issue of Obama’s racial background is much talked about in terms of his fitness for the US presidency only proves this: that we Americans have a long way to go in our pursuit of adherence to the ideals of our declaration of independence. After all the document held the fundamental equality of people, and everyman’s inalienable rights, to life, liberty, and the pursuit of happiness. The declaration did not favor any race in the universality of its coverage. So how come some people have raised the specter of doom for America once the black mestizo Obama wins the US presidency? How come a Democrat lawyer is doggedly pursuing, ostensibly as a matter of principle—that Barack Obma is not a â€Å"natural born American† and is therefore unqualified to run for the presidency of the United States. The Democrat lawyer claimed his motivation was his loyalty to the US constitution. (Refer to the You Tube citation in the reference below for this item). But Surname 2 one can sense a certain ferocity in his campaign that didn’t seem to jibe with his claimed adherence. The dramatic performance of this Democrat lawyer complete with reciting his monologue with the Philadelphia edifice in his background is obviously a public relations stunt of a deeply rooted racist. This theatrics however considerably lost its mantle after a considered US statesman and former Secretary of State—the full-blooded Republican Mr. Powell— endorsed Mr. Obama, making sure he stood for principle in supporting Mr. Obama. Mr. Powell was also bothered by the way his own Republican camp was hitting the dirt in their campaign of hatred against the black American Democratic candidate. (Refer again to the You Tube citation in the reference. ) Mr. Powell finally called for â€Å"a generational change†, and coming as it did from a senior Republican – for a long time, an unprecedented bipartisanship Mr Powell raised a very important gesture of statesmanship and concern for American welfare. (You Tube). . In his book Dreams from my Father, Obama in the first 20 pages described a life that started as a young mind, clueless on the lifetime struggle that was to be on his shoulders as a black mestizo. He described Kansas, as the dab-smack, landlocked center of the country, a place where decency and endurance and the pioneer spirit were joined at the hip with conformity and suspicion and the potential for unblinking cruelty. (p. 13). Take note of his analogy of the metaphorical duality of his environment when he described Kansas as a place of decency, endurance, and (pioneering) spirit on the upper side, joined in the hip with such negative traits as conformity, suspicion, and the potential for Surname 3 unblinking cruelty†¦ This fairly balanced assessment of his origins recognized the fundamental decency of the American people , but also noted the attitudinal duality to racial origins in his country of birth. In this book Obama explored the pervasive racial issues that he encountered in life, from childhood, to college, and by now he must have realized—to the present, when as the Democrat candidates, he stood on the threshold of American presidency. Despite this stature, he was still grappling with the race issue. As a young man, Obama was unmindful of the thought â€Å"(that )my father looked nothing like the people around me — that he was black as pitch, my mother white as milk. † (p. 16) It was an infinitely harder life for the common blacks. In Obama’s case he only started to become aware of the weight of his racial identity as he grew up. Obama as a black did not come from the underprivileged, but from a relatively middle class environment. Compared to what Obama went through, Brent Staples now tells us that ordinary blacks suffered even harsher environments. Consoling blacks, he reminded them of the historical movement toward their freedom. They came from a country that barely a few decades ago was absolutely racist, a virtual apartheid which situation started to collapse only after World War II. Staples said that only after the collapse did blacks start to move out of their sequestered world and into colleges, jobs, and walks of life that had been closed to them until then. Surname 4 Still, black Americans who came from successful, suburban and upwardly mobile families were regularly dismissed as white or inauthentic . In other words, Brent Staples also blamed blacks for wanting to further marginalize themselves and to inflict on themselves a marginalized status. â€Å"The authentic black experience, it was said at the time, was limited to the hard-core, impoverished upbringing that black people often chose to brag about, even when they had actually grown up with private prep schools in the lap of luxury,† was Brent’s assessment of the black mentality of the 60s. In other words, even Obama was unacceptable to these blacks because he was not authentically â€Å"black† in the poverty side of the issue. But another Republican Alan Keyes dished out another execrable crap when he opposed Mr. Obama in the Illinois Senate race back in 2004 saying Mr. Obama was not black because â€Å"he was not descended from slaves. † Clearly both black and whites think of blacks as having to be miserable in order to qualify for this racial group. The self-image of this group seems to be one that perpetually deprecates itself as always coming from the bottom. Mr. Obama himself, a would-be president of the United States has experienced the existential problem of how it is to be black in the world’s most prosperous country. In his book Obama disclosed how he coped with life as a black in a society dominated by whites. As Staples explains it: â€Å"He stumbled onto the mysteries of race in his own good time and pursued them in his own way. His quest took him to an impoverished community on the South Surname 5 Side of Chicago, where he worked as an organizer in an infamous public housing project before discovering his vocation as a politician. † And Staples sees hope that this division would soon be resolved with a greater understanding of the multiplicity of experiences among marginalized peoples in any society. Said he: â€Å"†¦ The hue and cry over Barack Obama’s identity stems from a failure by black traditionalists to recognize multiracial versions of themselves. Soon enough, perhaps by year’s end, however, the Obama story, which seems so exotic to so many people now, will have found its place among all the other stories of the sprawling black diaspora. † Surname 6 Works Cited Obama, Barack. Dreams of My Father. US: Three River Press, 1995,pp. 1-20. Staples, Brent. Decoding the Debate Over the Blackness of Barack Obama. (2007) The Editorial Observer. Retrieved October 19. 2008 from: http://files. meetup. com/427541/Blackness%20of%20Barack%20Obama%20. doc You Tube campaign against Obama . Retrieved Oct. 21, 2008. http://sayanythingblog. com/entry/a_video_that_could_change_the_election/

Slavery in the United States Essay example -- Slavery Essays

Slavery in the United States In the history of the United States nothing has brought more shame to the face of America than the cold, premeditated method of keeping black people in captivity. People from England who migrated to America used many different methods to enslave black people and passed them down through the children. These methods were quite effective, so effective that these â€Å"slaves† were kept in captivity for over two hundred years in this country. It was the rain of terror that kept black people in fear of their lives for so long. The invention of the gun back in the fifth-teenth century was the main reason that these people were able to go to another continent and enslave so many people. These people from Africa were mistreated very badly right from the start both mentally and physically. They were packed very tightly on ships for months at a time chained to each other with no place to go to the bathroom, little water to drink, and hardly anything to eat. As the population constantly increased in the colonies during the 1600’s, so did the demand for slavery especially in the southern colonies where the big plantations were. These plantations were very lucrative since the owners had free manual labor and they could keep all the profit from the crops for themselves. They also had to justify what they were doing to themselves so what they did was tell themselves that these slaves were barbaric and not smart enough to be civilized. These slave owners also owned huge houses in the middle of their plantations and thought of themselves as noblemen. In acuality, it was the slaves who were living nobly while the Europeans were living barbaricly. The Europeans who owned slaves also thought that the sl... ...un power is what created slavery. Keeping the fear in the eyes of the slaves is what kept them working under such poor conditions everyday, while their friends and family could be sold away at any time or place. Learning English and being able to read and write is what educated these men and women. Once they were educated enough, they could secretly plan escape routes to the north and finally get some sympathy for their people which would eventually lead to the Civil War. This war was about right and wrong. There is a moral way to make money and then there is an immoral way to make a living. Slavery is the number one event in our country’s history that has disgraced and put shame to our culture. Even though not everyone owned slaves, one bad apple spoils the bunch. Hopefully people will learn from history, and immoral actions or events like slavery will not take place again.

Animals’ Roles in The Wars Essay

Written by Timothy Findley in 1977, The Wars is a novel that explores the theme of young human life under the pressing concerns during the war, specifically the First World War, seeing the world of soldiers turn into a world of violence, and how these soldiers have turned into brutes themselves. The character of Robert Ross, a nineteen year-old Canadian officer and whose life is narrated mostly from the third-person point of view, is revealed as a character that has a concern for animals—thus prompting Ross to save the horses which cost him his life in the end—amidst the brutal turn of events where death was almost certain in the killing fields. The birds, coyote and rabbits also symbolize certain events in the story.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Soldiers are typically known to be highly sensitive of their surroundings when in the fields for they cannot exactly pinpoint where and when combat might ensue or from what direction the enemy might be coming from. This is perhaps one of the reasons why Ross was able to notice the chirping of the birds while he and the rest of the soldiers were out in the war. Ross was able to take notice of the fact that each time the birds stopped singing, an attack from the enemy soon takes place. Perhaps it was mere coincidence, although one can strongly tie that event with the attacks that followed thereafter as birds are familiar with their environment more than the soldiers; slight changes in their environment, especially changes which have a lot to do with probable dangers; cause the birds to fly away. Taken with the context of the encounters of Ross with the birds, it can be said that those birds served as warning signs for the young soldier. Whenever the birds stopped singing, it is almost certain that Ross is about to encounter danger along the way. â€Å"The birds, being gone, had taken some mysterious presence with them (p. 81),† showing how the sudden absence of these birds felt rather unusual, as if to signal something bad is about to happen.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   It is unusual as well for man and beast to have a close relationship, especially when the animal is known to be a hunter and can be a threat to the security of man. But more than that, any relationship between man and beast can mean simple companionship to a deep friendship. As far as Ross and the coyote are concerned, it can be said that the animal accompanied the young soldier to a certain extent in the story. â€Å"One night, Robert ran with a coyote (p. 25)† and when the men were out for a drink the coyote also â€Å"drunk at the brink (p. 27)† of the water â€Å"and suddenly sat (p. 28).† An observation of these rather unusual events would tell us that the coyote acted as if it was a member of the soldiers. This is interesting as it presents a revealing irony one can not easily notice; soldiers in the war, as Ross himself has observed, are violent men who are more like beasts who wielded weapons to kill. With the presence of the coyote among the group, it can be said that they, too, were much like the coyote. The soldiers, in fact, â€Å"gathered like whispering conspirators around the edges of a bright sheet of water (p. 27),† a sly trait typical to that of coyotes.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   While coyotes symbolize how men in the war have turned into beasts, rabbits on the other hand serve as reminders for Ross to treat animals in general with respect as if they were human beings. On one occasion, Ross was hesitant to kill the rabbits as ordered by his estranged mother, Mrs. Ross, shortly after the death of Rowena, Robert’s older sister, since they gave him memories about his older sister and since Rowena owned those rabbits. â€Å"Rabbits had to die, and Robert had to do it (p. 18),† which presents one conflict in the novel—the conflict between the command to destroy the animals which pin back memories and the apparent weakness of the main protagonist to kill even animals. It can be said that if Ross decides to kill the rabbits, it was like as if he has killed the memories of Rowena. If he decides not to kill them, it proves that he is unable to even wield a weapon against these small animals, which is of course not a good sign for someone who would enlist in the army during the war. It also shows how Ross was more human than anybody else in the story, especially his estranged mother and the rest of the soldiers in his group. His inclination to preserve whatever memory remains from the departed tells us that Ross is not keen to destroy, or that he is not a natural â€Å"destroyer† of animal life which, ironically, cost him his life as he tried to save some of the Army horses after killing two of his fellow soldiers.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The point where Ross tries to save the Army horses was also the time when he finally turned to madness and prompted him to kill the lives of his fellowmen. Apparently, it is a contrast which tells us that insanity can push a person to kill other people yet care for beasts. That is because Ross himself has finally become a beast near the end of the story and, thus, he is now more than inclined to save his own kind rather than protect and preserve the life of other men. He is no longer the same man at the start of the story who was afraid to kill. This transformation can be attributed to the onslaught of the war, which seemed to have absorbed Robert right into it. As he was now unable to rise above the madness of the war, Robert Ross eventually turned quite like the rest of the army, willing to kill and die just so to save other lives although this time he saved the lives of horses.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The animals in the story offer an interesting insight into some important events in the novel, especially in terms of how the life of the protagonist, Robert Ross, always hanged in the balance of making crucial decisions. In general, the story is able to reveal how the lives of soldiers always deal with certain conflicts individually and together as a group. Findley’s novel is also able to show how young minds of young individuals tend to fold under pressing moments in their lives. Reference Findley, T. (1996). The Wars. Penguin: Canada.

Exxon Mobil Essay - 1950 Words

Exxon Mobil Exxon Mobil is listed as one of the worldÂ’s largest fortune 500 companies according to Fortune Magazine, 2006. Because of its size, I became interested in this company for my research paper on corporate social responsibility. Exxon Mobile has a rich history that dates back to 1859. It all started when two individuals drilled an oil well in Pennsylvania.†¦show more content†¦The company unfortunately had to pay an estimated amount of $2.1 billion dollars in clean up operations for the spill (Business Ethics, Exxon Valdez pages 396-405). After the Valdez incident Exxon Mobil realized that somethi ng had to be done if they were to shine in the publics eyes once again. They realized that they had to take on the worlds toughest energy challenges and develop a mindset of corporate citizenship. The term “corporate citizenship” according to dictionary.com can be defined as: The extent to which businesses are socially responsible in meeting legal, ethical and economic responsibilities placed on them by shareholders. The aim to create a higher standard of living and quality of life in the community in which it operates, while preserving the profitability of the company for itÂ’s stakeholders both within and outside the company. The 6 areas of corporate citizenship Exxon chose include: education, health, community development, environment, safety and worldwide giving. Exxon Mobil belie ves that the key to progress is education. When it comes to the communities they operate in they strive to be a responsible partner. In the area of education, their most important subjects are Math and Science. 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